Frequently Asked Questions

Dr. Panicha McGuire is considered an out-of-network provider. Please check with your insurance provider whether you have out-of-network benefits. In most cases, your insurance card will say “PPO”. To use your out-of-network benefits, fees are due at time of service and you will be given a superbill (itemized receipt) to submit to your insurance for reimbursement. Reimbursement rates vary by insurance plan.

Questions you can ask your insurance include:

• Do I have “out-of-network” benefits?
• Are Telehealth therapy sessions covered?
• Do I have a deductible? (This is the amount you would have to pay out-of-pocket before your insurance reimburses you)
• How much will I be reimbursed (most insurance will give you a percentage)?

Treatment length will depend on the individual. Each person’s circumstance and path in life are different so the length of therapy is customized for each individual’s goal. Treatment goals are created collaboratively and can be redefined or tailored based on progress. Contact Dr. Panicha McGuire today for a free 15-minute consultation to discuss your concerns.

The No Surprises Act (H.R. 133) include requirements for health care providers, facilities, health plans and insurers which are intended to prevent consumers (a.k.a. clients) from receiving unanticipated medical bills. You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost prior to initiating treatment or before your scheduled appointment.

Telehealth is the use of technology (video or audio calls) to provide therapy sessions. Telemental Health, Online Therapy, or Video Therapy are some other common terms. Dr. Panicha McGuire uses a HIPAA (Health Insurance Portability and Accountability Act) compliant platform to keep your information secure and private. Online therapy appointments allows you to receive quality care with convenience and comfortability.

Telehealth has been around for quite some time, but has recently gained popularity as a way to increase access to services. Numerous studies have shown that Telehealth can be just as effective as in-person psychotherapy. A common concern is some clients feel that they may not be able to connect with a provider through a screen. Clients tend to find after their first session that it is not much different from in-person meetings. Telehealth allows you to focus on your mental health with convenience, and freedom to choose a provider who is a good fit rather than one that is near you.

Online therapy appointments requires a device with audio/video (smart phone, computer, tablet), reliable internet, and a private uninterrupted space (home, office, etc.).

Dr. Panicha McGuire is licensed in the state of California, Colorado, and Hawaii; therefore, she can only provide services to individuals residing in those states. Because mental health professionals are licensed by the state, therapy services cannot be provided to anyone residing outside of CA, CO, and HI. Contact Dr. Panicha McGuire today for a consultation to determine if you are eligible.

At this time, Dr. Panicha McGuire is only providing services via Telehealth.