Acknowledgement
At Living Lotus Therapy, we recognize that the standard rates is not affordable for most individuals in the United States. Our rates reflects what is standard for mental health professionals in this niche and accounts for education, training, and expertise. However, we also want to acknowledge that we operate within a deeply flawed healthcare system that makes mental health services inaccessible to many.
Whenever possible, pay-what-you-can rates are offered to clients who need them. These spots are limited and based on availability and capacity to balance offering affordable care with sustaining the practice. While there is no guarantee when these slots will open, a waitlist system is used.
Mental health care shouldn’t be a privilege, but in our broken, profit-driven system, it often is. We believe everyone deserves access to quality therapy. We dream of a future where no one has to choose between their mental health and their finances. Until then, we invite you to join us in advocating for systemic change.
Rates
All therapy services are approximately 50-55 min unless otherwise indicated in the client treatment plan.
*Free 15-minute phone or video consultation
Individual psychotherapy sessions – $150-250, varies by clinician
Family psychotherapy sessions – $150-275, varies by clinician
Neurodiversity Profile Assessments – $750|$1500|$2000 w/ flexible payment options
Insurance
Living Lotus Therapy is currently not in network with any insurance companies. We can be considered an out-of-network provider. While Living Lotus Therapy does not accept insurance directly, your insurance plan may have out-of-network benefits, which means that they will reimburse you for a portion of the session cost.
Questions you can ask your insurance include:
- Do I have “out-of-network” benefits?
- Are Telehealth therapy sessions covered?
- Do I have a deductible? (This is the amount you would have to pay out-of-pocket before your insurance reimburses you)
- How much will I be reimbursed?
What if I am unable to pay for session up front? We have partnered with Thrizer to handle the out-of-network process automatically for you. With Thrizer, you will only have to pay your co-insurance for your sessions, instead of paying the full fee and waiting for reimbursements. This can save you on average 70% upfront on your sessions. During the consultation process, we can help you verify if you have out-of-network benefits and how much your co-insurance would be.
While there are benefits to using your insurance for mental health coverage, there are also risks (e.g. confidentiality, loss of control of treatment, meeting medical necessity). More information.
Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
- You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
- Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item.
- You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
- If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
- Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit http://www.cms.gov/nosurprises or call (800) 368-1019.